Florida Homeowners: Don’t Let Scammers Steal Your Title

by Michael Sopka

Did you know your home title can be stolen with just a forged signature?

In Florida, your home’s title is what proves you truly own your property. But did you know that scammers can file fake documents, steal that title, and do serious damage before you even know it happened?

It’s called title fraud, and it’s more common than you think, especially in areas like Collier and Lee County.

What Is Title Fraud?

It happens when someone files a forged deed or other document with the county, falsely transferring your property into their name. Once they’ve done that, they can try to sell your home, rent it out, or even borrow against it. Many homeowners don’t find out until it’s too late.

How Title Fraud Happens: Real Stories

• A Naples Snowbird’s Wake-Up Call

A seasonal homeowner returned to discover their property had been fraudulently “sold” while they were away. A forged deed and a fake signature were all it took.

• A Loan They Never Took

A Fort Myers couple received a foreclosure notice on a home they owned free and clear. A scammer had filed a fake deed and taken out a loan against their property.

• Cape Coral Airbnb Nightmare

A family’s waterfront vacation home was secretly listed on Airbnb. A fraudster used stolen documents to pose as the owner and rented it to tourists for months.

• Bonita Springs Rental Gets Hijacked

An out-of-town investor’s quiet rental was nearly resold by a criminal who filed a forged quit claim deed. A neighbor noticed something off and alerted the owner—just in time.

Why this matters to you

If you own property in Collier or Lee County, there’s good news:

Your local Clerk of Court or Recorder’s Office offers free fraud alert services that notify you the moment any document is recorded in your name.

These alerts will:

• Notify you instantly if something is filed on your property

• Let you confirm whether it’s legitimate

• Give you time to act before damage is done

• Cost you nothing—no subscriptions, no catches

Set It Up in Minutes

Take a moment now to protect your most valuable asset:

Collier County Fraud Alert

Lee County Property Fraud Alert

This simple step can save you months—or even years—of legal and financial trouble. Whether it’s your primary home, a rental, or a vacation property, stay protected and stay in control.

Your home is likely your biggest investment—don’t leave it unprotected.

Whether you’re thinking of buying, selling, or just want peace of mind, taking this simple step now can save you major stress later.

Have questions about your property or next steps?

Just hit reply, we're here to help.